Achieve Your Dream Home with Today Finserv Home Loans

aruuvijay27
3 minutes ago
2 min read

Today Finserv aims to make the process of applying for a home loan simple and straightforward, whether you are a new buyer looking to reside in a new accommodation or you require some upgrading to your current living space.

What is a Home Loan?

A Home loan or a loan against property is considered a secured loan which is provided by numerous financial organizations and enables an individual to buy, construct or renovate his or her residential property. The repayment can be done in EMIs of a given month along a fixed time period of up to 10-30 years.

Also Read: Boost Up Your Business with the Today Finserv Business Loan

Marks the start of your new journey with First Home Loan from Finserv. Home loan allows easy management with flexible innovations such as prepayment of up to 90% alongside balance transfer facilities on flat interest rates.

Benefits below mark the start of your journey with most affordable self employed home loans:

Worry No more about Affordability: Balanced set consumer interest measures allows access flexibility.
Affordable Repayment Plans: Select from a range of repayment strategies that align with your financial expectations.
Generous Loan Amounts: Receive up to 90% of the property's worth depending on your qualification status.
Rapid Processing: With less paperwork and fast approvals, you can settle into your ideal house earlier.
Personalized Assistance: Our team helps you throughout the entire process from application to disbursal.

Home Loans that We Provide

Today Finserv offers a comprehensive range of home loan products which include:

Loans for purchasing new homes: Facilitate the purchase of new and resale residential properties.
Loans for home construction: Build your dream house on a plot you already own.
Loans for home renovations: Modernize or transform your current home to suit your preferences.
Transferring Home Loan Balances: Transfer your existing loan to Today Finserv for exceptional service and lower interest rates.

Eligibility Requirements and Needed Documentation

For you to qualify for a home loan, you must meet certain requirements, including:

Possession of either a salary or being self-employed

Age limit: must be at least 21 years and not older than 65 years

Having a stable source of income and an above-average credit rating

Required Documents

Verification of identity and address

Proof of income (salary documents, ITR, Bank statement)
Documents about the property
Employment or business details

Advantages of Having a Home Loan

Tax Reliefs: You will receive tax deductions as per sections 80C and 24(b) for payments made towards the principal amount and interest.

Value Increase: The property offers an increase in value with time, which can be useful for future capitalization.

Stability: Implies owning a house which gives comfort and calm for your family and yourself.

Make the First Step Towards Owning a Home Here

We at Today Finserv understand that securing a home loan with us is more than just a financial transaction, but rather an investment towards the future. We strive to increase efficiency by providing unparalleled transparency, ease, and personalization to every step on the way to our clients’ desired outcomes.